/* v21 — same clean stacked layout */
:root{--ink:#0f172a;--mut:#475569;--line:#e2e8f0;--teal:#14b8a6;--shadow:0 12px 32px rgba(20,184,166,.14);
--space-s:10px;--space-m:18px;--space-l:28px;--wrap-max:840px;}
*{box-sizing:border-box}
html,body{margin:0;background:#fff;color:var(--ink);font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif}
a{color:var(--ink);text-decoration:none}
.wrap{max-width:var(--wrap-max);margin:0 auto;padding:0 18px}
.center{text-align:center}
.header{border-bottom:1px solid var(--line);background:#fff}
.header-row{display:flex;align-items:center;justify-content:center;padding:12px 0}
.logo{font-weight:800;letter-spacing:.5px;font-size:18px}
.logo span{color:#14b8a6}
.hero{position:relative;padding:26px 0 16px}
.hero .bg{position:absolute;inset:0;background:linear-gradient(180deg,#f0fdfa 0%, #ecfeff 45%, #ffffff 100%);z-index:-1}
.hero-centered{max-width:720px;margin:0 auto;text-align:center}
.headline{font-size:32px;line-height:1.18;margin:10px 0 8px;font-weight:800}
.lead{font-size:18px;color:#334155;margin:0 0 10px}
.hero-note{color:#0ea5e9;font-weight:700;font-size:15px}
@media(max-width:600px){.headline{font-size:26px}.lead{font-size:16px}.hero-centered{max-width:62ch}}
.section{padding:var(--space-l) 0}
.h2{font-size:18px;font-weight:800;margin:0 0 10px}
.card{border:1px solid var(--line);border-radius:16px;padding:16px;background:#fff;box-shadow:0 4px 16px rgba(2,6,23,.04)}
.bullets{list-style:none;margin:10px 0 0;padding:0;display:grid;gap:10px}
.bullets li{position:relative;padding-left:16px;line-height:1.7;color:#0f172a}
.bullets li::before{content:'';position:absolute;left:0;top:.72em;width:5px;height:5px;border-radius:50%;background:#0ea5e9}
.steps-card{display:flex;flex-direction:column;align-items:center}
.steps{list-style:none;padding:0;margin:8px 0 0;display:grid;gap:12px;font-size:16px;max-width:620px}
.steps li{display:grid;grid-template-columns:24px 1fr;column-gap:10px;align-items:start}
.chip{display:grid;place-items:center;width:24px;height:24px;border-radius:999px;background:#ecfeff;border:1px solid #cffafe;color:#0ea5e9;font-weight:800}
.step-text{line-height:1.6}
.partner-note{color:#334155;font-size:13px;margin-bottom:8px;text-align:center}
.btn,.sticky-btn{display:inline-block;text-align:center;border-radius:14px;border:none;padding:14px 18px;font-weight:800;background:#14b8a6;color:#fff;box-shadow:0 12px 32px rgba(20,184,166,.22)}
.privacy-note{color:#475569;font-size:13px;margin:8px 0 0;text-align:center}
.footer{display:flex;gap:8px;align-items:center;justify-content:center;padding:22px 16px;border-top:1px solid var(--line);color:#475569;font-size:12px}
.sticky{position:fixed;inset-inline:0;bottom:0;z-index:60;padding:0 16px 12px;text-align:center}
.sticky-btn{width:100%}
.last{padding-bottom:64px}